Thresh Labs

Legal

Terms of Service

Effective September 22, 2026 Draft — pending attorney review

These terms cover the Thresh Labs website and set the ground rules that apply to every product Thresh Labs makes. Each product also has its own terms, which go into the details specific to it.

01Who we are

Thresh Labs LLC (“Thresh Labs,” “we,” “us,” or “our”) is a Missouri limited liability company that designs and builds consumer software. By using this website or any Thresh Labs product, you agree to these terms. If you don’t agree, please don’t use them.

02How these terms fit with product terms

Every Thresh Labs product has its own Terms of Service and Privacy Policy, which are presented to you before you create an account. Those product terms cover the specifics — accounts, fees, how the product handles your information, and so on. The terms on this page apply across all of them.

If a product’s terms conflict with these, the product’s terms govern your use of that product.

03Our products

When we launch a new product, we’ll add it here along with its terms before it becomes available to the public.

04What our products are — and aren’t

Our products are software tools. They work from information you choose to enter, and the figures they show are only as accurate as that information.

Thresh Labs is a software company, not a financial institution. We are not a bank, lender, broker, investment adviser, tax adviser, or law firm. Our products do not move, hold, or transmit your money.

Nothing on this website or in any Thresh Labs product is financial, investment, tax, or legal advice, and using them does not create an advisory or fiduciary relationship between you and Thresh Labs. Decisions about your money are yours to make.

05This website

This site provides general information about Thresh Labs and our products. Its contents may change at any time without notice, and we don’t guarantee it will be available without interruption or free of errors.

06Eligibility

Our products are intended for adults. You must be at least 18 years old and able to form a binding contract to create an account with any Thresh Labs product.

07Acceptable use

Whether you’re using this website or one of our products, you agree not to: (a) use them for any unlawful purpose; (b) attempt to gain unauthorized access to our systems or anyone else’s account; (c) interfere with or disrupt them, including by introducing viruses or other harmful code; (d) reverse engineer or decompile them, except where the law allows; or (e) access them by automated means without our prior written permission.

08Intellectual property

“Thresh,” “Thresh Labs,” “Thresh Paycheck,” the Thresh Labs and Thresh Paycheck logos, and related marks are trademarks of Thresh Labs LLC. The content and design of this website and our products, other than information you enter into them, are owned by Thresh Labs or its licensors. Nothing here grants you a license to use our marks or content without our prior written permission.

10Disclaimers

THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Disclaimers for each product are set out in that product’s own terms.

11Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THRESH LABS LLC AND ITS OWNERS, OFFICERS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR FINANCIAL LOSS, ARISING FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Limitation of liability for each product is set out in that product’s own terms.

12Governing law

These terms are governed by the laws of the State of Missouri, without regard to its conflict-of-laws principles. Any dispute arising from these terms or this website is subject to the exclusive jurisdiction of the state and federal courts located in Missouri.

13Changes to these terms

We may update these terms as our company and products grow. The effective date at the top of this page shows when they last changed. Changes to a product’s own terms are handled as that product’s terms describe.

14Contact

Questions about these terms can be sent to legal@threshlabs.com.

Thresh Labs LLC
231 S Bemiston Ave Ste 850 PMB 897716
Saint Louis, MO 63105